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2 Industries

Insurance

Brokers, MGAs, carriers, and Lloyd's syndicates. You navigate complex distribution economics, regulatory requirements, and the ever-present challenge of understanding true profitability.

Finance challenges in insurance

Insurance finance operates in a world of earned premium, loss ratios, bordereaux data, and complex commission structures. Whether you're a Lloyd's syndicate, a regional broker, or an MGA, your finance function needs to cut through the complexity to reveal true performance.

The problems we see most often

Bordereaux chaos

Data arrives monthly from twenty different sources in twenty different formats. Your team spends the first week of every month just getting the data into shape.

Commission complexity

Multi-tiered commission structures, profit shares, overriders, and clawbacks. Calculating what you're owed (or what you owe) is a spreadsheet nightmare.

True underwriting profitability

Loss ratios by product, by year, by underwriter - you know you need this view, but the data is fragmented across policy admin, claims, and accounting systems.

Lloyd's and regulatory returns

SBF, QMAs, PRAs - the Lloyd's reporting calendar dominates your year. Each return is a project requiring data from multiple sources.

Year-of-account complexity

Managing multiple years of account, RITC, and development patterns. Your planning model needs to handle insurance-specific accounting, not generic corporate finance.

Producer and broker performance

Which producers bring profitable business? Which broker relationships actually make money after accounting for commission and claims? The answer is buried in the data.

Solutions for insurance

Bordereaux Processing

Automated ingestion, validation, and transformation of bordereaux data. Get the first week of the month back.

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Lloyd's & Regulatory Returns

Automated SBF, QMA, and PRA submissions. Data lineage, validation, and audit trail built in.

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Underwriting Performance

Loss ratios by product, year, and underwriter. Development patterns. True profitability visibility.

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Commission Calculations

Automated commission processing. Multi-tier structures, profit shares, reconciliation to accounts.

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Insurance Planning Models

Planning that understands year-of-account, premium patterns, and loss development. Not generic corporate FP&A.

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Producer Analytics

Broker and producer performance. Book quality metrics. Relationship profitability over time.

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Insurance success stories

We've supported Lloyd's syndicates, managing agents, regional brokers, MGAs, and specialty insurers. Our team understands the nuances of insurance accounting, Lloyd's reporting, and the unique data challenges of the market.

Let's talk about insurance finance

We understand your market. Tell us about your challenges and we'll show you how we can help.