Retailers, wholesalers, and consumer brands. You navigate thin margins, seasonal swings, and omnichannel complexity. We help finance see through the noise to what's actually driving performance.
The landscape
Retail finance operates on thin margins with high seasonality. Understanding channel profitability, optimising inventory, and forecasting demand across thousands of SKUs requires a level of granularity that generic finance tools weren't built for.
Your challenges
Is ecommerce profitable when you account for delivery, returns, and digital marketing? Is that wholesale account making money after trade spend? The true P&L by channel is unclear.
Too much in one location, stockouts in another. Markdown pressure mounting. End-of-season clearance eating margin. Working capital tied up in slow-moving stock.
That big promotion drove sales, but did it make money? Cannibalisation, pull-forward, margin erosion - the true ROI is buried in complexity.
Christmas, Black Friday, summer, back-to-school. Every season is a planning exercise. Get it wrong and you're either out of stock or drowning in markdowns.
Which stores are actually profitable after rent, staff, and allocated costs? The property decisions are high-stakes but the data to support them is patchy.
Rebates, markdown contributions, promotional funding - supplier income offsets cost but tracking and forecasting it is a spreadsheet nightmare.
How we help
True P&L by channel including fulfilment, returns, marketing. Inform channel investment decisions with real margin data.
Learn more →Seasonal forecasting, promotional impact, trend analysis. Connect demand signals to inventory and financial plans.
Learn more →Stock health visibility. Slow-moving identification. Markdown optimisation. Working capital improvement.
Learn more →Location-level profitability. Rent-to-revenue analysis. Portfolio optimisation. New store business cases.
Learn more →Promotional planning connected to financial forecasts. Trade spend tracking. Supplier income forecasting.
Learn more →Connect EPOS, ecommerce, stock systems, and accounts. Unified trading view across channels.
Learn more →Our experience
We've supported high-street retailers, pureplay ecommerce, wholesalers, and consumer brands. Our team understands retail KPIs, seasonal rhythms, and the operational reality of trading in competitive markets.
"We finally understood that our ecommerce channel was margin-negative after returns. That insight changed our strategy."
- Commercial Finance Director
We understand your trading rhythms. Tell us about your challenges and we'll show you how we can help.